Privacy Policy
Last Updated: January 15, 2026
Effective Date: January 15, 2026
Meridian Path is committed to protecting the privacy and confidentiality of personal information shared by program participants and website visitors. This Privacy Policy explains how we collect, use, store, and protect your personal data in accordance with Thai privacy regulations and international best practices.
1. Data Controller Information
Meridian Path operates financial education programs in Bangkok, Thailand. We are the data controller responsible for personal information collected through our programs and website.
Contact for Privacy Inquiries:
Email: [email protected]
Address: 55/3 Sathorn Nua Road, Silom, Bang Rak, Bangkok 10500, Thailand
Phone: +66 2 684 7293
2. Information We Collect
Personal Contact Information
We collect name, email address, phone number, and mailing address when you inquire about programs, register for courses, or contact us. This information is necessary to communicate with you about programs and provide educational services.
Program Enrollment Data
When you enroll in a program, we collect information about your selected course, payment details, and attendance records. This data enables program administration and certificate issuance.
Financial Planning Information (Optional)
During individual consultations in the Retirement Planning Advisory program, participants may choose to share personal financial details. This information is used solely for creating personalized roadmaps and remains strictly confidential.
Website Usage Data
Our website collects standard technical information including IP address, browser type, device information, and pages visited. This data helps us improve website functionality and user experience.
Cookies and Similar Technologies
We use cookies to enhance website functionality and analyze site traffic. You can manage cookie preferences through your browser settings or our Cookie Policy page.
3. How We Use Your Information
Program Delivery: We use your contact and enrollment information to administer courses, provide educational materials, communicate session schedules, and issue completion certificates.
Communication: We send program-related updates, session reminders, and occasional information about upcoming courses. You can opt out of promotional communications while continuing to receive essential program updates.
Individual Consultations: Financial information shared during Retirement Planning consultations is used exclusively to develop personalized financial roadmaps and remains confidential.
Website Improvement: We analyze website usage patterns to enhance user experience, identify technical issues, and improve content relevance.
Legal Compliance: We retain certain records as required by Thai business and financial regulations.
4. Legal Basis for Processing
Contractual Necessity: Processing personal data is necessary to fulfill our educational services contract when you enroll in programs.
Legitimate Interest: We process data to improve our programs, conduct program evaluations, and maintain alumni networks, provided this does not override your privacy rights.
Consent: We obtain explicit consent for optional data collection, such as detailed financial information during consultations, and for promotional communications.
Legal Obligation: We retain certain records to comply with Thai business regulations and tax requirements.
5. Data Sharing and Disclosure
No Sale of Personal Data: We never sell, rent, or trade personal information to third parties.
Service Providers: We engage trusted service providers for website hosting, email communications, and payment processing. These providers access personal data only as necessary to perform services on our behalf and are contractually obligated to maintain confidentiality.
Legal Requirements: We may disclose information if required by Thai law, court order, or regulatory authority.
Alumni Network: With your consent, we may share your name and contact information within the alumni network to facilitate peer connections. You can opt out at any time.
6. Data Security Measures
We implement technical and organizational measures to protect personal data from unauthorized access, disclosure, alteration, or destruction. These measures include:
- Encrypted data transmission through secure HTTPS connections
- Access controls limiting data access to authorized personnel only
- Secure storage of consultation records with confidentiality protocols
- Regular security audits and updates to protection systems
- Staff training on privacy and confidentiality obligations
While we employ robust security practices, no internet transmission is completely secure. We encourage participants to protect their account information and contact us immediately if they suspect unauthorized access.
7. Data Retention
We retain personal data for different periods depending on the purpose of collection:
- Program Records: Enrollment information, attendance records, and completion certificates are retained for seven years to comply with business record requirements and support alumni services.
- Financial Information: Payment records are retained for ten years as required by Thai tax regulations.
- Consultation Records: Personal financial information shared during individual consultations is retained for three years or until you request deletion.
- Marketing Communications: Contact information for promotional purposes is retained until you opt out or request deletion.
- Website Analytics: Aggregated, anonymized usage data may be retained indefinitely for statistical purposes.
8. Your Rights
Under Thai privacy law, you have the following rights regarding your personal data:
- Right to Access: Request copies of personal data we hold about you.
- Right to Rectification: Request correction of inaccurate or incomplete personal data.
- Right to Erasure: Request deletion of personal data when it is no longer necessary for the purposes collected, subject to legal retention requirements.
- Right to Data Portability: Receive your data in a structured, commonly used format and request transfer to another service provider where technically feasible.
- Right to Object: Object to processing of personal data for direct marketing purposes.
- Right to Withdraw Consent: Withdraw consent for processing based on consent at any time.
- Right to Lodge Complaint: File a complaint with the Thai Personal Data Protection Commission if you believe your privacy rights have been violated.
To exercise these rights, contact us at [email protected]. We will respond to requests within 30 days.
9. Cookies and Tracking Technologies
Our website uses cookies to enhance functionality and analyze site traffic. Cookie types include:
- Essential Cookies: Required for website operation and cannot be disabled.
- Analytics Cookies: Help us understand how visitors use the website to improve user experience.
- Preference Cookies: Remember your settings and preferences for future visits.
For detailed information about cookie usage and management options, please review our Cookie Policy.
10. Third-Party Links
Our website may contain links to external resources for participant reference. We are not responsible for the privacy practices of third-party websites. We encourage you to review privacy policies of any external sites you visit.
11. Children's Privacy
Our programs are designed for adults 18 years and older. We do not knowingly collect personal information from individuals under 18. If we become aware that we have inadvertently collected data from a minor, we will delete it promptly.
12. International Data Transfers
Personal data is stored and processed in Thailand. Some service providers may process data outside Thailand. When international transfers occur, we ensure appropriate safeguards are in place to protect your information in accordance with applicable data protection laws.
13. Policy Updates
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Material changes will be communicated to active program participants via email. The "Last Updated" date at the top of this policy indicates when it was most recently revised. Continued use of our services after policy updates constitutes acceptance of the revised policy.
14. Contact Information
For questions about this Privacy Policy or to exercise your privacy rights, please contact:
Meridian Path Privacy Team
Email: [email protected]
Phone: +66 2 684 7293
Address: 55/3 Sathorn Nua Road, Silom, Bang Rak, Bangkok 10500, Thailand